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Author: Ginny

the penny pincher :: ginny is a follower of Christ, a happy wife, & a mom to 3 kiddos ages 14, 12, and 8. she is a midwest transplant to the west coast. she’s in full-time Christian ministry with her husband, has a passion for living frugally, loves to redecorate her house continuously, strives to reach 10k fitbit steps daily, & is an avid coca cola & oreo consumer. Find more of Ginny on facebook, pinterest and Instagram.

Finding The Funds to Start Your New Business

Posted on February 3, 2026February 3, 2026 by Ginny

Whatever kind of business you are thinking of running, it is going to require some money to get going. This is just the nature of the beast, and it means that you are going to have to figure out some kind of process for getting that money in place. There are lots of sources of…

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Why Simple Campgrounds Are Perfect for Family Bonding

Posted on February 2, 2026February 2, 2026 by Ginny

Campgrounds offer a lot of great benefits for families who are looking to bond without the modern distractions that often happen when on vacation. It forces a slower pace when getting away for a week or a weekend that encourages quality time spent together, hopefully without the need for screens. From working on pitching tents…

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Why Simple Family Getaways Matter More Than Big Vacations

Posted on February 2, 2026February 2, 2026 by Ginny

Family getaways are an important part of living life to the fullest, but not everyone has the luxury of having them. With that being said, a family getaway doesn’t need to cost you the earth and can be done more simply and cost-effectively. By removing daily routines and distractions, trips that focus on simple living…

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Creating A Safe Haven at Home

Posted on January 21, 2026January 21, 2026 by Ginny

Source – CCO License The home is somewhere that you would hope to feel safe in, and it’s something that you should definitely make sure you are trying to look after as best as you can. If you can create a safe haven at home, that is going to mean that you are much more…

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The Home Maintenance Tasks Busy Moms Should Not Ignore

Posted on January 20, 2026January 20, 2026 by Ginny

When it comes to your home, as a busy mom, the idea of trying to do any maintenance to your property seems impossible. Home maintenance can often fall to the bottom of a never-ending-to-do list, and while that’s often fine to do, it’s imperative to keep up with home maintenance when it’s vital to your…

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The Beginner’s Guide to Running: The Essentials Every Runner Needs

Posted on January 20, 2026January 20, 2026 by Ginny

Source : Pixabay CC0 License If you’ve been inspired by runners on social media or just seek a physical activity that can be enjoyed on your terms doesn’t matter. There has never been a better time to get started.  Before you do, though, it’s vital that you equip yourself with the essentials. Otherwise, it will…

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How Do You Even Make New Friends After 60?

Posted on January 20, 2026January 20, 2026 by Ginny

Image credit Well, making friends as an adult is already kind of a thing. Everyone says they want more connection, but then real life shows up. And that makes it hard when you have responsibilities like work, family, errands, health appointments, and that never-ending “stuff.” Well, in general, especially as adults, friendships have to be…

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How to Find the Right Vet for Your Pet

Posted on January 19, 2026January 19, 2026 by Ginny

Image credit How to Find the Right Vet for Your Pet Finding the right vet for your pet can make all the difference to their quality of life over their life. You want a vet who understands them, can meet you where you are, and is committed to building a good relationship moving forward. And…

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Parents: Here’s How to Build Your Kids’ Self-Confidence

Posted on January 15, 2026January 15, 2026 by Ginny

Pexels – CCO Licence As parents, self-confidence is one of the greatest gifts that we can give our children. Children who believe in themselves are more likely to grab life with two hands, try new things, make lots of friends, and not give up when they find things difficult at school or in life. But,…

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How to Take Care of Your Skin, Hair and Health as You Age

Posted on January 7, 2026June 12, 2026 by Ginny

It’s completely normal to want to look as good as the celebrities we see on TV or online. They always seem to age gracefully and somehow look better every year. The truth is that while genetics and money play a part, there are plenty of simple things you can do to help your skin, hair…

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4 Reasons to Upgrade Your Insulation This Year

Posted on January 7, 2026January 7, 2026 by Ginny

Image credit Sometimes it can feel like your home is a money pit. There’s always something to fix or upgrade to something new to improve standards and functionality. And for the most part, you’re not wrong. Homes do need upgrades every so often; nothing lasts forever, and with wear and tear and frequent usage, aspects…

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5 Surprising Costs of Homeownership No One Warns You About

Posted on January 7, 2026January 7, 2026 by Ginny

As exciting as buying a house can be, there are hidden costs of being a homeowner that no one talks about. You get space to shape your life, the freedom to make it your own, and a sense of stability that renting never quite provides. However, after moving in, many owners will find that their…

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Recent Posts

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